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Mortgage guides
Plain-language guides to help you prepare, whether you're buying your first home, renewing or running your own business.
First-time home buyer guide
Down payments, government programs, pre-approval and closing costs, step by step.
Read the guideMortgage renewal guide
When to start, what to compare, and why your lender's first offer isn't your only option.
Read the guideSelf-employed mortgage guide
How lenders look at business income, what to prepare, and how to plan ahead.
Read the guideGeneral information only, last reviewed November 2026. Mortgage rules, government programs and limits change, and lenders apply their own criteria. Confirm current details with the source (for example canada.ca or CMHC) and talk to us about your own situation.
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